Its minimum balance requirements are considerably low. Deposit Rates - First Florida Credit Union Suncoast Credit Union (formerly known as Suncoast Schools FCU) has been open since 1978. The rate you receive is determined by your credit history, collateral, term and loan to value. 1 | Routing # 263079014 Like most regular CDs, Suncoast Credit Union CDs have an early withdrawal penalty. 7 YEAR TERM: 3.25%. Suncoast Credit Union CD Interest Rates: Terms and Conditions Investing in Suncoast Credit Union's two-year CD involves just a few conditions: An opening deposit and minimum balance of $500. This credit union has allowed me to save money, which I wasn't able to do in the past due to high fee's from my previous bank.My bank account has never gone into overdraft thanks to their free overdraft protection. BestCashCow tracks rates for over 15,000 banks and credit unions. Fixed Annuity The Top Fixed Annuities Fixed annuities offer a guaranteed return for a set amount of years, similar to a CD. Another great feature is you can set up an Air Force Federal Credit Union IRA Certificate for a deposit of only $1,000 for select tiers. Deposit Rates offered by First Florida Credit Union. What CD rates does Suncoast Credit Union offer on its CDs? Suncoast Credit Union CD offers an APY starting at 0.05% and ranging up to 0.95%. Connexus Credit Union: 0.61%-1.21% APY, $5,000 minimum deposit. The Interest Checking account pays 0.05% annual percentage yield on balances up to $4,999, 0.07% APY on . All you need to do is to pick your CD term, and have a minimum opening deposit of $500. At maturity you can either cash out or reinvest . 5 YEAR TERM: 3.05%. This is a great opportunity to invest in a high-interest CD from Achieva Credit Union. Suncoast Credit Union is the 10th largest credit union in the U.S., based on membership, and is also the 10th largest based on assets. * Even Up Share: For Even Up accounts, there is a minimum daily balance of $25.00 in your Checking share for the Even Up transfer to occur. 4 YEAR TERM: 2.60%. Eligibility, ATMs and branches: Capital One 360 is an online bank affiliated with Capital One. ; APR=Annual Percentage Rate. 0.40%-1.25% (6 months-5 years) $500-$100,000 for tiered APYs. Trusteed IRA Certificate. Suncoast Credit Union was started in 1934 as Hillsborough County Teachers Credit Union. Suncoast Credit Union is an NCUA insured credit union located in TAMPA and has 13815569290 in assets. You can choose from two types of IRAs when you open these CDs: either a Traditional IRA or a Roth IRA. 3 YEAR TERM: 2.60%. The jumbo CDs require at least $100,000 for those rates. To recap our selections. Suncoast Credit Union now has . 5 YEAR TERM: 3.05%. Because we are a credit union, profits come back to members - in the form of lower rates on loans, higher earnings on deposits, and more free services such as free checking. Suncoast Credit Union is a NCUA insured credit union headquartered at 6801 E HILLSBOROUGH AVE, TAMPA, FL 33610. High Rate: Suncoast Credit Union - 0.95% APY, $500 minimum deposit to open Suncoast Credit Union was started in 1934 as Hillsborough County Teachers Credit Union. Suncoast Credit Union . Plus this credit union doesn't charge a monthly fee on its ATM service. Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Term Dividend Rate APY* 3 Month: 0.050%: 0.05%: 6 Month: 0.100%: 0.10%: 12 Month: 0.100%: 0.10%: 13-18 Month: . APR*. Products. Credit Union CD Rates - 2-Year - Florida 2021. Consumers Credit Union: 0.45%-0.70% APY, $250 minimum deposit. Pentagon . Suncoast Credit Union (formerly known as Suncoast Schools FCU) has been open since 1978. In the past year, Suncoast CU has increased its total non-brokered deposits by $335.31 million, an excellent annual growth rate of 4.42%. Interest at 1.10% is compounded daily and credited monthly. Achieva Credit Union offers you a CD rate up to a 42 month 1.05% APY rate. $500. APY assumes that dividends are reinvested. Citizens Bank and Trust holds the record as the oldest active . The VyStar credit union offers 1.00% APY for a minimum deposit of $500. It offers terrific interest rates that match up well even with the best IRA CDs in the country. It is available Monday through Friday from 7 a.m. to 8 p.m. and Saturday from 8 a.m. to 1 p.m. Members have access to more than 70 Suncoast Credit Union branches in Florida as well as the CO-OP network of ATMs. Account Type APR 1 APY 2; Ultimate Checking (if all qualifications including loan qualifiers are met) on balances up to $5,000: 1.00%: 1.00% - 0.09%: Ultimate Checking (if all qualifications including loan qualifiers are met) on balances $5,000.01 and over It is also the 11 th largest credit union in the nation. Suncoast Credit Union has an overall health grade of "A" at DepositAccounts.com, with an excellent Texas Ratio of 4.56%, based on December 31, 2018 data. IRA Certificates. 3 Months. NerdWallet's Best Jumbo CD Rates for 2021. Guaranteed crediting rates for the terms below: 2 YEAR TERM: 2.15% 3 YEAR TERM: 2.60% 4 YEAR TERM: 2.60% 5 YEAR TERM: 3.05% 2 Fixed rates for used vehicles range from 3.15% APR to 18.0% APR. What a 1-year CD pays: 0.4 percent APY. Call Navy Federal Financial Group 4 at 1-877-221-8108 to get started. It's the largest credit union in Florida and the 13th largest in the United States with assets totaling $13.82 Billion and providing banking services to more than 968,000 members. Suncoast Credit Union's IRA CD rates are the same as its standard rates, which means they are good. Best Credit Union CD Rates in Punta Gorda, Florida, FL - December 6, 2021. Space Coast Credit Union Checking Account. Municipal Credit Union does offer one unique option with its 18-month IRA CD. Fixed annuities offer a guaranteed return for a set amount of years, similar to a CD. It's the largest credit union in Florida and the 13th largest in the United States with assets totaling $13.82 Billion and providing banking services to more than 968,000 members. . 1 $1,079 is the difference between the amount paid in interest between Suncoast Credit Union's rate at 2.25% APR compared to 3.59% APR for the Florida market average over the life of a $25,000 New Car - 72 Mo over 72 months. Some CDs offer additional features that might make it worth accepting a lower interest rate. You won't find Suncoast Credit Union's IRA CD rates on the lists of the best IRA CD rates . $50,000.00. How Grow Financial Federal Credit Union's IRA CD rates compare. Suncoast Credit Union's deposit account rates are listed above. SOME RESTRICTIONS MAY APPLY. * The dividend rate and the APY may change after the account is opened. Anyone who lives . Savings based on best performing Suncoast products: New Car - 72 Mo, Credit Card Platinum, and 20 Yr Fixed. It was established in 1978 and as of September of 2021, it had grown to 1,985 employees and 985,025 members at 76 locations.Suncoast Credit Union has an A health rating. While VyStar credit terms range from 3 months to 5 years, it has an additional 30 month CD. Datatrac's comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution. Guaranteed crediting rates for the terms below: 2 YEAR TERM: 2.15%. Guaranteed crediting rates for the terms below: 2 YEAR TERM: 2.15%. Grow your money as fast as possible. 1 Personal Checking Accounts effective 12/20/2021 Rates apply to the amount within the specified tier. Suncoast Credit Union has checking account that earns dividends, decent share certificate rates, low fees and a dedication to its Florida communities. Grow your money as fast as possible. Customers can open an account at one of its 64 branches. Business Banking. The greater Tampa Bay area is home to approximately 1,630 branches of nearly 45 credit unions and 115 banks. APY**. However, you may want to compare them with our best CD Rates: 6-Month CD Rates. Additional Credit Union CD Features. It's the largest credit union in Florida and the 13th largest in the United States with assets totaling $13.82 Billion and providing banking services to more than 968,000 members. Suncoast Credit Union auto loan rates in National - US. RATES Deposit Rates Loans Fees & Charges All Rates are effective as of 12/15/2021 but subject to change at any time.Contact a Member Service Representative to confirm the most recent rates.Please refer to the Truth-In-Savings brochure for complete disclosure of terms. Suncoast Schools Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2021 Fees will reduce earnings on all account types. Here are Bankrate's picks for the best IRA CD rates. Capital One doesn't have . Trusteed IRA Certificates combine the tax benefits of an IRA with the flexibility of a trust, allowing you to control how funds are distributed to your beneficiaries. 0.72%. 0.72%. 0.499%. Fixed annuities offer a guaranteed return for a set amount of years, similar to a CD. Purpose Since early 2017 and as part of Suncoast's commitment to accessibility for persons with disabilities, Suncoast has been working to modify and update all of its core web page material and mobile application material to include enhanced features for improved accessibility. Consumers Credit Union CD: Best . An IRA CD is a type of IRA that consists entirely of CDs. . Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Call Navy Federal Financial Group 4 at 1-877-221-8108 to get started. *** Acclaim FCU checking account holders with direct deposit add .10% to certificate APY*** Read More » It's the largest credit union in Florida and the 13th largest in the United States with assets totaling $13.82 Billion and providing banking services to more than 968,000 members. 0.300%. Business Checking Business Savings Business Lending Business Credit Cards. Grow your money as fast as possible. However, reports have become irregular due to the virus. $40 is the difference between the amount paid in interest between Suncoast Credit Union's rate at 4.00% APR compared to 4.05% APR for the National market average on a $50,000 home equity line of credit over 3 years. 0.15%. *** Balances below $1,000 will not earn dividend and APY. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. The rate contracted for all certificates will remain in effect for the entire term of the certificate. What are Suncoast Credit Union's share account and share certificate rates? At maturity you can either cash out or reinvest . Bankrate's Best 5-Year Jumbo CD Rates for November 2021: SchoolsFirst Federal Credit Union - 1.10% APY, $100,000 minimum deposit for APY. 7 YEAR TERM: 3.25%. Dividends are compounded daily and credited monthly. Suncoast Credit Union now has . Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. Choose the term that works for you - choose a 6-, 12-, 18- or 24-month term. Rates for some products vary by region . Rates accurate as of 8/6/2021 and subject to change at anytime. Suncoast Credit Union CD Rates APY = Annual Percentage Yield Certificates of Deposit vs. Consider opening an account! Suncoast Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2021 Refer to the Membership and Account Agreement which can be obtained at any branch or viewed online for specific terms and conditions of the accounts. Trusteed IRA Certificates combine the tax benefits of an IRA with the flexibility of a trust, allowing you to control how funds are distributed to your beneficiaries. Benefits of a Traditional IRA This is a good certificate option for you. 0.50%. Start with as little as $250 - add up to $10,000 more over the life of the certificate. 4 YEAR TERM: 2.60%. Suncoast Credit Union (formerly known as Suncoast Schools FCU) has been open since 1978. Certificate early withdrawal penalties may apply. Here's a look at some of the best credit union CD rates. *APY - Annual Percentage Yield. 0.30%. First Tech Federal Credit Union CD: Best for Easy to join, 1.20% APY, $50,000 Minimum Deposit. Rates are also declining quickly due to economic circumstances. $500 Minimum deposit & early withdrawal penalties may apply on certificate accounts. 43 banks and 31 credit unions, including Raymond James Bank, MidFlorida Credit Union and SunCoast Credit Union, also choose to headquarter their organizations in Tampa Bay. $1,304 is the difference between the amount paid in interest between Suncoast Credit Union's rate at 2.25% APR compared to 3.87% APR for the National market average over the life of a $25,000 auto loan over 72 months. $1,000 minimum balance required to earn dividends on Money Market Accounts. 7 YEAR TERM: 3.25%. The longer you're willing to put your cash into a longer term, the ones featured on our list of the best IRA CD rates could be worth it.